What should a women look for in a health insurance policy? – ETHealthWorld

By Anuradha Sriram

A recent study shows that the percentage of women who have health insurance in India, is still low. This is a trend that should spark concern, considering that women need health insurance just as much as men do, and in fact, need insurance that is tailored to meet their specific requirements. Statistically, women tend to outlive men, in India and in most parts of the world. This means that women live longer into old age - a time when health needs peak, and hospitalisations can be frequent. Women are also at risk of several diseases and conditions that are specific to them.

It's obvious then that women need health insurance, but what should you consider when purchasing one? To find a policy that delivers on its promise, you must take into account the following considerations:

Medical science is doing it's bit - advances have been made in critical and chronic care, cancer treatment and prevention, and genetic medicine is growing by leaps and bounds. Women need to do their bit by paying more attention to their health, undergoing regular medical check-ups and buying the right insurance policy to give themselves the best chance of recovery.

By Anuradha Sriram Chief Actuarial Officer at Aditya Birla Health Insurance

*DISCLAIMER: The views expressed are solely of the author and ETHealthworld does not necessarily subscribe to it. ETHealthworld.com shall not be responsible for any damage caused to any person / organisation directly or indirectly.

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What should a women look for in a health insurance policy? - ETHealthWorld